Struggling to Save Money? Try Raiz

Micro-investing apps can definitely help you save — don’t be scared of the monthly fee. Photo by olia danilevich from Pexels I’ve been using Raiz/Acorns for years. Other people use Spaceship and many other types of micro-investing apps. These apps round up your spending to the nearest dollar and then invest that money in your account for you …

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Why Increasing Your Income Is Better Than Increasing Your Savings Rate

For those in the financial independence retire early mindset, we all know that your savings rate is extremely important in growing long-term wealth. But, there is a better, faster way to reach early retirement. Your savings rate and how much you can save is one of the most important things to do on your journey …

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How to Become a Millionaire and Retire Early (3 Steps)

Having enough money so you no longer need to work may seem out of our reach at first. However, given time and compounding interest, it’s a whole lot easier to achieve than you think. I’ve been a follower of the Financial Independence Retire Early (FIRE) movement for a number of years now, with a goal …

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How Learning A Skill Becomes Integrated Into Your Life

Every time you learn something new, you will be able to pick up a new skill easier the next time. People often ask me how I manage to be fairly good at a broad range of skills, and have the ability to pick something up very quickly. In my opinion, this is because I’ve tried …

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The Importance of Stoicism in our Daily Lives

Times are tough. It's always tough. But we can choose how we feel about what happens. There always seems to be something negative going on, and if there isn’t, people somehow find a way to think and behave like there is. All this does is blur and muddy the clear, peaceful water of our minds. …

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How I Learnt to Touch-Type at 100 Words Per Minute

Touch-typing is a skill that is becoming more and more valuable as the world becomes more digital. Being able to type faster has made writing blog posts, articles, university assignments, and reports so much easier and faster for me. In 2011, during year 11, I decided to teach myself to touch-type. I wasn't a particularly …

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How to Set SMART Goals

As my first blog post, I thought I'd write about something I know about and implement in my own life. They are designed to be short, to the point, and informative. Always happy for any feedback 🙂 When setting your own goals, it's important to consider how to plan them. You could have an awesome …

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