2021 Goal Progress – September

August was a pretty decent month in terms of goals. Increases across the board with finances, health/fitness has been pretty stable, and my other YouTube and personal development goals have all made progress. If you want to see my goals for 2021 and original starting points, with more explanation and background, check out my Goals …

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Struggling to Save Money? Try Raiz

Micro-investing apps can definitely help you save — don’t be scared of the monthly fee. Photo by olia danilevich from Pexels I’ve been using Raiz/Acorns for years. Other people use Spaceship and many other types of micro-investing apps. These apps round up your spending to the nearest dollar and then invest that money in your account for you …

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2021 Goal Progress – August

It was really valuable to complete my six month review of 2021 to evaluate where I am with all of my goals, the progress I've made, and most importantly to review where I need to direct more focus. I know what I need to do for the rest of 2021 and especially the key areas …

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2021 Goal Progress – July and 6 Month Review

Can't believe we are already half-way through 2021. It's gone so quickly! I've managed to achieve a lot in the first 6 months of 2021 and I've got a long way to go for a number of my goals for them to be achieved by the end of 2021. If you're a fan of numbers, …

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2021 Goal Progress – June

Just one month away from the half-way point for 2021! A lot has been happening this year, and creating these monthly goal reviews has really kept me on track and focused. May was interesting - quite a few changes with my finances, but I've been making really good progress with my PT business and a …

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2021 Goal Progress – May

It felt like April went very quickly. The biggest change during April was launching my mobile personal training business, Nathan's Mobile PT, and it somewhat surprisingly kicking off VERY quickly, now taking up all of my spare time in the mornings - time I wasn't doing anything anyway! Apart from that, some really good progress …

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FIRE Progress – April 2021

First FIRE progress update of 2021! Given my monthly updates towards my goals, which includes net worth, investing, and finances, I didn't think it was necessary to update my progress towards FIRE every month. Instead, I'm going to update my progress every 3-4 months and when I pass a large milestone. The first few months …

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2021 Goal Progress – April

This post was a little later than usual due to being on holiday and taking some time off from everything. Need to slowly return to my usual habits and keep focused on my goals. There weren't any major changes in March, but I made some really good progress on a number of goals! Especially financial! …

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Why Increasing Your Income Is Better Than Increasing Your Savings Rate

For those in the financial independence retire early mindset, we all know that your savings rate is extremely important in growing long-term wealth. But, there is a better, faster way to reach early retirement. Your savings rate and how much you can save is one of the most important things to do on your journey …

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2021 Goal Progress – March

Start of March, two months down for 2021. I'm feeling quite good about a lot of my goals so far, but I know I'm a little behind on a few of them. From this point, March seems like a quite month in terms of events. Plenty of time to work towards things and keep on …

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How to Become a Millionaire and Retire Early (3 Steps)

Having enough money so you no longer need to work may seem out of our reach at first. However, given time and compounding interest, it’s a whole lot easier to achieve than you think. I’ve been a follower of the Financial Independence Retire Early (FIRE) movement for a number of years now, with a goal …

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How Learning A Skill Becomes Integrated Into Your Life

Every time you learn something new, you will be able to pick up a new skill easier the next time. People often ask me how I manage to be fairly good at a broad range of skills, and have the ability to pick something up very quickly. In my opinion, this is because I’ve tried …

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2021 Goal Progress – February

Is it just me, or is 2021 already flying by? Either way, another month, another progress review. This is my first progress review for 2021. Throughout January, I recognised that I was going very well towards most of my goals, but also knew that I probably wouldn't hit some of them. If you want to …

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The Importance of Stoicism in our Daily Lives

Times are tough. It's always tough. But we can choose how we feel about what happens. There always seems to be something negative going on, and if there isn’t, people somehow find a way to think and behave like there is. All this does is blur and muddy the clear, peaceful water of our minds. …

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No Social Media for 30 Days

I've decided to do a 30-day challenge to stop using social media. I've read a lot about people performing 'dopamine detoxes' and similar detox style methods of removing certain things from their life (such as social media, tv, notifications, emails, etc.). People have found this to improve their productivity, increase their will power, and be …

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How I Learnt to Touch-Type at 100 Words Per Minute

Touch-typing is a skill that is becoming more and more valuable as the world becomes more digital. Being able to type faster has made writing blog posts, articles, university assignments, and reports so much easier and faster for me. In 2011, during year 11, I decided to teach myself to touch-type. I wasn't a particularly …

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How to Set SMART Goals

As my first blog post, I thought I'd write about something I know about and implement in my own life. They are designed to be short, to the point, and informative. Always happy for any feedback 🙂 When setting your own goals, it's important to consider how to plan them. You could have an awesome …

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Goals for 2021

I found that categorising my goals into categories last year (finances/wealth, health/fitness etc), helped to keep me focused on those areas throughout the year. I have found that having approximately 3 goals per area was managable and allowed me to keep on track and on top of everything. I'll be continuing with that theme in …

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2020 Goal Review

At the beginning of this year, I wrote a post about the goals I wanted to achieve, the full post, with all the extra details can be seen here: Goals for 2020 While most of them have remained the same, after a few months, I decided to alter some slightly and include extras due to …

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2020 Year in Review

Every year, I write out a summary of my year. Key events, experiences, lessons, and anything else that comes to mind. It's my opportunity to review my behaviour, progress, situation, and any aspect of my life I find interesting. While I write posts about my personal goals and progress, this is more of an account …

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FIRE Progress – January 2021 (+2020 FIRE Review)

First post of 2021! I made awesome progress on my FIRE goals over 2020. I was fortunate enough to have a very stable job, which has allowed me to keep earning and investing. I had a few goals in 2020 that I was aiming for, that were designed to keep me on my FIRE journey …

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2020 Goal Progress – December

Can't believe it's almost mid-December 2020. What a year. I'm grateful and fortunate to live and work in an area that wasn't really influenced by COVID - allowing me to continue with work and make progress across my personal goals. I know it hasn't been easy for some. For me personally, it's been a great …

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FIRE Progress – December 2020

Only one month to go before the end of 2020! I'm really excited for this last month as I'm so close to reaching a few of my finance goals for this year. I'm even more excited for 2021! I made a lot of progress towards my financial goals over November, mostly due to the state …

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How I Learnt to Juggle Clubs in 30 Days

Ever since I completed my challenge to juggle 5 balls in 30 days, I've wanted to do the same challenge but with juggling clubs. I've never juggled clubs before, so I thought it would be a great challenge and a new skill to learn. My mum just happened to have a set of 3 clubs, …

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2020 Goal Progress – November

Some good progress was made throughout October, mainly towards my goals centred around wealth. It's getting closer and closer to the end of 2021, so it's time to stay committed and focused. I'm already super excited about my goals for next year, after really thinking about what I want to achieve / have / do, …

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Living on Less Than $5 Per Day for 30 Days

Earlier this year, my partner and I wanted to see how cheap we could eat over a month, with the aim of spending less than $5 per day. If you would rather watch my experience of this challenge rather than read, check out the video below! https://www.youtube.com/watch?v=Cij3MKdaYEU At the start of the challenge, I posted …

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FIRE Progress – November 2020

We are coming into the final months of 2020, and it's great to see some progress towards my FIRE goals and numbers. Still an incredibly long way to go, but as you can see from my net worth growth, it's all a matter of principles, dedication, and time. If you want to see my previous …

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2020 Goal Progress – October

September was a bit of a slow month in a few areas. Not much growth across the board, but a few areas I'm happy with, and definitely areas that need some work. If you want to see a run down of each of my goals, with details on how I plan to achieve them, check …

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FIRE Progress – October 2020

Over the month of September, there wasn't any major changes across my accounts. Everything is pretty much where it was last month, with a few things going up. If you want to see my previous posts on Financial Independence Retire Early, check it out here: https://nathanchallengeslife.com/fire/ Net Worth Throughout September, and at the start of …

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FIRE Progress – September 2020

September was an amazing month! I'm incredibly pleased with my net worth growth over August, if I keep this up, I'll be at $100,000 in no time! (well over it given my calculations below :P). If you want to see my previous posts on Financial Independence Retire Early, check it out here: https://nathanchallengeslife.com/fire/ Net Worth …

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2020 Goal Progress – September

August has been a really good month for my goals! Saw some awesome improvements across all goal categories. Definitely a few things I need to focus on throughout September though. It's getting so close to the end of the year. How have you been finding your goal progress? Are you still thinking about your goals? …

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FIRE Progress – August 2020

Made some great progress with my net worth and other financial goals over July. If you want to see my previous posts on Financial Independence Retire Early, check it out here: https://nathanchallengeslife.com/fire/ During July, I saw increases in all my money accounts - which is always great to see. That meant that my net worth …

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2020 Goal Progress – August

I made some really good progress with my financial goals throughout July. This includes my newer goal of saving towards a house deposit. If you want to see a run down of each of my goals, with details on how I plan to achieve them, check out my original blog post for my 2020 goals …

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FIRE Progress – July 2020

We are now 6 months into 2020! I've made some really good progress towards my net worth and investment portfolios. I've been able to really increase my portfolio value due to the market durntown for the few months before bouncing back to almost what it was. Net Worth For my net worth, it unfortunately dropped …

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Mid-Year Review 2020

Every year I always write my yearly review which goes over my goals, as well as anything interesting that I did during the year. It's great to determine what you did that made you happy (and do more of it) as well as a great way to recap the year and to review past accomplishments …

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Running 5km for 30 Days

I have been wanting to do a more physical challenge as my previous challenges have been focused more on mental aspects (stop complaining, wake up early, breaking a habit, and learning spanish). I've thought I would like to do something with running, and when a friend suggested they needed to get back into a running …

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How I Learnt to Juggle 5 Balls in 30 Days

I have always wanted to be able to juggle 5 balls! So I thought it was a perfect opportunity to make it into a 30-day challenge! I can juggle 3 balls easily given years of practice. I first learnt to juggle 3 balls when I was in a permaculture village in Queensland. There were these …

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2020 Goal Progress – June

Almost at the half-way point of the year and I've made a lot of progress. Next month, I'll be doing a mid-year review of all of my goals to examine my progress, and what I need to do to achieve them. May was a great month for my financial goals. I've been working really hard …

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FIRE Progress – June 2020

Throughout May, pretty much all of my money accounts (investments, savings, super) increased. At 1 June 2020, I was really happy to see that my total net worth crossed the $50,000 mark! It's really great to see this and to see how this has increased over time (and even this current year). While there was …

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2020 Goal Progress – May

Made some really good progress towards the more financial/wealth sides of things in April! Check out my post on my FIRE progress here. I've also made a lot of progress towards my Nathan Challenges Life YouTube channel - I'm now at 11 videos! It's been really fun delving into the realm of YouTube. I made …

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FIRE Progress – May 2020

From April to May, my networth increased by 29.3% to $44,166. It was quite a jump from April, but it probably jumped so much because my net worth actually decreased 14% throughout March to April - spurred on by the decreased amounts in investments due to the COVID-19 pandemic. Getting close to my goal of …

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Anytime Fitness 8 Week Challenge

I'll be competing in the Anytime Fitness 8 Week Challenge, which started on 3rd February 2020. For 2020, one of my goals is to reduce my body fat percentage to 15. And whilst I feel as though I could get there myself throughout the year, I thought that this challenge would be a great way …

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Zero to Busking with the Cajon in 30 Days

I have recently purchased a cajon! I love the sound it makes and the ability to just play along to essentially any music. I bought this cajon from Rodrigo Percussion - http://www.linktr.ee/rodrigo_percussion. They make really nice quality cajons and have been doing it for years! What is a Cajón? A cajón (Spanish: [kaˈxon]; "box", "crate" or "drawer") is …

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Learning Spanish for 30 Days

https://www.youtube.com/watch?v=cqFii1WPkTA A challenge that I found interesting which my partner recommended to me was to learn a language. I've chosen Spanish because it's a very common language and I would like to travel to South America in the future. I'll be learning Spanish every day for 30 days. I'll be completing this challenge with my …

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FIRE Progress – April 2020

From March to April, my net worth decreased by 14.1%, down to $31,222. My ASX portfolio, Super, as well as my other investments has taken a hit due to the market decline as a result of the coronavirus: At the start of April, my ASX portfolio is currently down a total of 14.09% since the …

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2020 Goal Progress – April

March was a very interesting month. My financial/wealth goals haven't really progressed due to the COVID-19 pandemic... well, that isn't entirely true. I am continuing to invest, and so while there is this market decline, it's great news for long-term investors (which includes myself). I made progress across a number of my other goals, some …

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30 Day No-Complaint Challenge

To watch my video on this challenge, check it out below! https://www.youtube.com/watch?v=XIlrJIE1Hk8 I originally tried a 21-day no complaint challenge back in 2016. It was really fun. Every time I complained about something, I restarted the challenge. I failed 2 times very early, only getting a few days in each time. After the 2nd attempt, …

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2020 Goal Progress – March

February was a productive month across a number of my goals. For descriptive information for each of my goals, check out my Goals for 2020 post. Financial/Wealth Reach a net worth of $100,000Currently at $35,627, an increase of 1.5% from February. The current market drop hasn't helped my goal, as I explain in my financial …

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FIRE Progress – March 2020

ASX: $41,132.64Net Worth: $35,627.36 From February, my net worth only went up 1.5%. My ASX portfolio, as well as my other investments has taken a hit due to the market decline as a result of fears of the coronavirus. My ASX portfolio is currently down 7.66% since the start of February 2020, and down $4,705 …

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Waking Up at 5am Every Day for 30 Days

For 2020, I'll be waking up at 5am every day. For the first 30 days, I'll keep a daily record of my experience. I am ensuring that I get at least 7 hours of sleep, which will be achieved by being asleep by 10pm. There are many reasons why I'm doing this. Some of them …

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