2022 Goal Progress – November

It's insane that it's already November (mid-November as I write this). I realise now that with only 1.5 months left of the year, some of my goals are very unlikely to be achieved (never say never though). Mostly my financial/wealth goals haven't progressed as I'd hoped or planned for, but some things are outside of …

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2022 Goal Progress – October

September was a pretty slow month. Not much is happening at the moment. The share market is still on a slow downward trend and my focus is just on saving money (to invest and save up for a new (used) car). Nathan's Mobile PT is going along smoothly but I'll need to review and assess …

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I Trained with Kettlebells for 30 Days

As gyms have been closed and I'm sort of hesitant to go to the gym, I wanted to do some sort of exercise-related 30-day challenge. I just so happen to have won a kettlebell training book a few months ago, going over the benefits, uses, versatility, and all the different exercises you can do with …

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I Did Planks Every Day for 30 Days – INSANE Results

Something I've always been amazed about is how someone can hold a plank position over 8 hours.. It's insane considering I can only manage about 1 to 1.5 MINUTES max. For the next 30 days, I'm going to be doing planks every day to see what happens. I'm hoping that a daily practice will improve …

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2022 Goal Progress – September

August has been pretty slow regarding finances. My initial goals/targets for wealth are slipping away quickly due to pretty high volatility throughout the year. My personal training business, Nathan's Mobile PT, is growing at a steady pace and I'm seeing more consistent monthly revenue. I'm currently working on some 30-day challenges and wanting to get …

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2022 Mid-Year Spending and Savings Update

I haven't been posting my spending each month as I have done previously. Primarily because I didn't have a savings rate goal in mind. However, I have still been tracking expenses every month so I thought it would be a good idea to really assess where my money is going and perhaps make a few …

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2022 Goal Progress – August

I didn't think much changed in July, but looking at my finances in early August it's great to see increases across the board! Most of my other goals are tracking along smoothly - and I now realise that some will be very difficult to achieve. It's great that I've achieved a number of goals I …

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FIRE Progress – July 2022

It's been a while since I've made a specific FIRE progress update. I have been tracking my net worth and investment portfolio monthly through my Monthly Goal Progress posts. But I thought it would be good to have some progress update specific to FIRE. In an overall sense, my main vehicle of reaching FIRE (my …

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2022 Goal Progress – July

Progress was a little slower in June. But now that it's the end of the financial year, it's great to see that I achieved my PT business goals and my target revenue! It's been really fun to work on this and watch it grow, and super excited to keep growing it and see where I …

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2022 Goal Progress – June

We bought a property in May! In the house I've been renting for 3 years in Canberra, everything aligned and while we were looking for somewhere to buy, the owners of our rental wanted to sell. Can't believe it. Other than that, I've achieved some of my major goals with my personal training business! May …

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2022 Goal Progress – May

April was pretty average regarding progress to goals. There weren't many changes compared to last month (there is a new goal though!). I'm very close to achieving my mid-year revenue goal for my personal training business, and I achieved my goal for disc golf ratings haha. The others didn't really move - but still confident …

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2022 Goal Progress – April

March was a huge month for Nathan's Mobile PT and a few other goals! I'm very close to reaching a few goals already and it's only April. There are a few areas that I haven't actively worked on, but there is so much time to get started. I'm expecting some pretty big changes coming up …

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2022 Goal Progress – March

There were a few large changes around my finances in February (transfer of funds from investment portfolio to house deposit). Everything else is progressing quite well, but there are a few areas that I can put a bit more focus towards. Given the move of money, I can say that my house deposit goal is …

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2022 Goal Progress – February

And just like that, we are already one month through 2022 with only 11 to go. Did you get around to writing out any goals, or thinking a bit about what you want to achieve this year? Just remember that actively writing down goals and reviewing them just increases the chance of them becoming a …

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Goals for 2022

New year, new opportunity to progress towards things we really want. I will of course be having goals this year, but I want to focus on fewer, more important goals rather than just setting some smaller goals that don't motivate/inspire me. While it's already mid-January 2022, this post will include my goals for 2022 along …

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I Didn’t Procrastinate at Work for 30 Days – Here’s What Happened

This may sound like a strange challenge. But I am going to be doing a 30 day challenge where I don't procrastinate at work - at all. You may think that you already do this - but are there times you are at work and you just don't feel like starting that large project and …

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2021 Goal Review

2021 is over just like that! It's been a pretty crazy and unique year. Overall, I'm really pleased with my progress towards my 2021 goals. I'm happy that I achieved a few key goals and made some decent progress towards some others. FYI: If you're a fan of graphs, tables, and numbers, I think you'll …

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2021 Goal Progress – December

One month before 2021 is over! It's been a strange year - it seems like it's gone by quickly and slowly at the same time 😛 Roughly during mid-November to December I started to ease off a few things and spend a bit more time relaxing, watching movies, playing games, and doing other things. I …

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2021 Goal Progress – November

In October, I achieved 2 major financial goals! I finally crossed the $100,000 mark for my investment portfolio and got my house deposit to $40,000. Feels so awesome to reach these milestones with still a few months of 2021 left. There was a lot of progress across my other goals and I'm in a good …

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2021 Goal Progress – October

September was a pretty slow month in terms of progress towards my goals. Not much to really report on here - slight increases to most of the goals which I'm happy about. A lot of work is needed to ensure I reach them by the end of 2021 though! If you want to see my …

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2021 Goal Progress – September

August was a pretty decent month in terms of goals. Increases across the board with finances, health/fitness has been pretty stable, and my other YouTube and personal development goals have all made progress. If you want to see my goals for 2021 and original starting points, with more explanation and background, check out my Goals …

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Struggling to Save Money? Try Raiz

Micro-investing apps can definitely help you save — don’t be scared of the monthly fee. Photo by olia danilevich from Pexels I’ve been using Raiz/Acorns for years. Other people use Spaceship and many other types of micro-investing apps. These apps round up your spending to the nearest dollar and then invest that money in your account for you …

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2021 Goal Progress – August

It was really valuable to complete my six month review of 2021 to evaluate where I am with all of my goals, the progress I've made, and most importantly to review where I need to direct more focus. I know what I need to do for the rest of 2021 and especially the key areas …

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2021 Goal Progress – July and 6 Month Review

Can't believe we are already half-way through 2021. It's gone so quickly! I've managed to achieve a lot in the first 6 months of 2021 and I've got a long way to go for a number of my goals for them to be achieved by the end of 2021. If you're a fan of numbers, …

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2021 Goal Progress – June

Just one month away from the half-way point for 2021! A lot has been happening this year, and creating these monthly goal reviews has really kept me on track and focused. May was interesting - quite a few changes with my finances, but I've been making really good progress with my PT business and a …

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2021 Goal Progress – May

It felt like April went very quickly. The biggest change during April was launching my mobile personal training business, Nathan's Mobile PT, and it somewhat surprisingly kicking off VERY quickly, now taking up all of my spare time in the mornings - time I wasn't doing anything anyway! Apart from that, some really good progress …

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FIRE Progress – April 2021

First FIRE progress update of 2021! Given my monthly updates towards my goals, which includes net worth, investing, and finances, I didn't think it was necessary to update my progress towards FIRE every month. Instead, I'm going to update my progress every 3-4 months and when I pass a large milestone. The first few months …

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2021 Goal Progress – April

This post was a little later than usual due to being on holiday and taking some time off from everything. Need to slowly return to my usual habits and keep focused on my goals. There weren't any major changes in March, but I made some really good progress on a number of goals! Especially financial! …

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Why Increasing Your Income Is Better Than Increasing Your Savings Rate

For those in the financial independence retire early mindset, we all know that your savings rate is extremely important in growing long-term wealth. But, there is a better, faster way to reach early retirement. Your savings rate and how much you can save is one of the most important things to do on your journey …

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2021 Goal Progress – March

Start of March, two months down for 2021. I'm feeling quite good about a lot of my goals so far, but I know I'm a little behind on a few of them. From this point, March seems like a quite month in terms of events. Plenty of time to work towards things and keep on …

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How to Become a Millionaire and Retire Early (3 Steps)

Having enough money so you no longer need to work may seem out of our reach at first. However, given time and compounding interest, it’s a whole lot easier to achieve than you think. I’ve been a follower of the Financial Independence Retire Early (FIRE) movement for a number of years now, with a goal …

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How Learning A Skill Becomes Integrated Into Your Life

Every time you learn something new, you will be able to pick up a new skill easier the next time. People often ask me how I manage to be fairly good at a broad range of skills, and have the ability to pick something up very quickly. In my opinion, this is because I’ve tried …

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2021 Goal Progress – February

Is it just me, or is 2021 already flying by? Either way, another month, another progress review. This is my first progress review for 2021. Throughout January, I recognised that I was going very well towards most of my goals, but also knew that I probably wouldn't hit some of them. If you want to …

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The Importance of Stoicism in our Daily Lives

Times are tough. It's always tough. But we can choose how we feel about what happens. There always seems to be something negative going on, and if there isn’t, people somehow find a way to think and behave like there is. All this does is blur and muddy the clear, peaceful water of our minds. …

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No Social Media for 30 Days

I've decided to do a 30-day challenge to stop using social media. I've read a lot about people performing 'dopamine detoxes' and similar detox style methods of removing certain things from their life (such as social media, tv, notifications, emails, etc.). People have found this to improve their productivity, increase their will power, and be …

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How I Learnt to Touch-Type at 100 Words Per Minute

Touch-typing is a skill that is becoming more and more valuable as the world becomes more digital. Being able to type faster has made writing blog posts, articles, university assignments, and reports so much easier and faster for me. In 2011, during year 11, I decided to teach myself to touch-type. I wasn't a particularly …

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How to Set SMART Goals

As my first blog post, I thought I'd write about something I know about and implement in my own life. They are designed to be short, to the point, and informative. Always happy for any feedback 🙂 When setting your own goals, it's important to consider how to plan them. You could have an awesome …

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Goals for 2021

I found that categorising my goals into categories last year (finances/wealth, health/fitness etc), helped to keep me focused on those areas throughout the year. I have found that having approximately 3 goals per area was managable and allowed me to keep on track and on top of everything. I'll be continuing with that theme in …

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2020 Goal Review

At the beginning of this year, I wrote a post about the goals I wanted to achieve, the full post, with all the extra details can be seen here: Goals for 2020 While most of them have remained the same, after a few months, I decided to alter some slightly and include extras due to …

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2020 Year in Review

Every year, I write out a summary of my year. Key events, experiences, lessons, and anything else that comes to mind. It's my opportunity to review my behaviour, progress, situation, and any aspect of my life I find interesting. While I write posts about my personal goals and progress, this is more of an account …

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FIRE Progress – January 2021 (+2020 FIRE Review)

First post of 2021! I made awesome progress on my FIRE goals over 2020. I was fortunate enough to have a very stable job, which has allowed me to keep earning and investing. I had a few goals in 2020 that I was aiming for, that were designed to keep me on my FIRE journey …

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2020 Goal Progress – December

Can't believe it's almost mid-December 2020. What a year. I'm grateful and fortunate to live and work in an area that wasn't really influenced by COVID - allowing me to continue with work and make progress across my personal goals. I know it hasn't been easy for some. For me personally, it's been a great …

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FIRE Progress – December 2020

Only one month to go before the end of 2020! I'm really excited for this last month as I'm so close to reaching a few of my finance goals for this year. I'm even more excited for 2021! I made a lot of progress towards my financial goals over November, mostly due to the state …

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How I Learnt to Juggle Clubs in 30 Days

Ever since I completed my challenge to juggle 5 balls in 30 days, I've wanted to do the same challenge but with juggling clubs. I've never juggled clubs before, so I thought it would be a great challenge and a new skill to learn. My mum just happened to have a set of 3 clubs, …

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2020 Goal Progress – November

Some good progress was made throughout October, mainly towards my goals centred around wealth. It's getting closer and closer to the end of 2021, so it's time to stay committed and focused. I'm already super excited about my goals for next year, after really thinking about what I want to achieve / have / do, …

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Living on Less Than $5 Per Day for 30 Days

Earlier this year, my partner and I wanted to see how cheap we could eat over a month, with the aim of spending less than $5 per day. If you would rather watch my experience of this challenge rather than read, check out the video below! https://www.youtube.com/watch?v=Cij3MKdaYEU At the start of the challenge, I posted …

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FIRE Progress – November 2020

We are coming into the final months of 2020, and it's great to see some progress towards my FIRE goals and numbers. Still an incredibly long way to go, but as you can see from my net worth growth, it's all a matter of principles, dedication, and time. If you want to see my previous …

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2020 Goal Progress – October

September was a bit of a slow month in a few areas. Not much growth across the board, but a few areas I'm happy with, and definitely areas that need some work. If you want to see a run down of each of my goals, with details on how I plan to achieve them, check …

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FIRE Progress – October 2020

Over the month of September, there wasn't any major changes across my accounts. Everything is pretty much where it was last month, with a few things going up. If you want to see my previous posts on Financial Independence Retire Early, check it out here: https://nathanchallengeslife.com/fire/ Net Worth Throughout September, and at the start of …

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FIRE Progress – September 2020

September was an amazing month! I'm incredibly pleased with my net worth growth over August, if I keep this up, I'll be at $100,000 in no time! (well over it given my calculations below :P). If you want to see my previous posts on Financial Independence Retire Early, check it out here: https://nathanchallengeslife.com/fire/ Net Worth …

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