2022 Goal Progress – April

March was a huge month for Nathan’s Mobile PT and a few other goals! I’m very close to reaching a few goals already and it’s only April. There are a few areas that I haven’t actively worked on, but there is so much time to get started. I’m expecting some pretty big changes coming up in April, but for now I’m feeling very good with where I’m at so far. This post is full of numbers and transparency so enjoy!

In early 2022 I developed a set of goals that I’m aiming to achieve this year – you can see this post here. Like last year, this is separated into categories like Finances/Wealth and more.


Reach a Net Worth of $250,000

  • At 1 April 2022, my net worth was $137,584. This was a slight decrease of 2.8% from last month.
  • As with last month, and the months before that, the market is very volatile at the moment, so the next few months and maybe even the whole year could be randomly up and down.
  • You can see from my table below that there were mostly increases across the board apart from cash holdings. In the next month hopefully, this will significantly drop as it gets put into an apartment and the remaining goes back into my portfolio.
Great to see that there were increases across most areas. A few major purchases and a few expenses for my small business brought down my cash holdings, but still more than enough to put into the depost. The remaining amounts will go back into my ASX portfolio and I’ll be really aiming to grow this back to previous highs again.
The past few months since the high of December 2021 have been pretty stable, with a slight turn upwards. I’m hoping that next month will be higher than this month.

Grow Investment Portfolio to $100,000

  • At 1 April, my investment portfolio was $18,387, a slight increase from last month. I haven’t been actively investing lately as it’s been just sitting in my house deposit – but I expect next month this will ramp up again.
  • Overall the market has been on a downward trend, but I’m still overall positive on my returns, some by a lot and one by not so much haha.
  • I’ve done a really good job at consolidating my portfolio into the few key holdings I really want long term. See below for the list of my current holdings.
  • I use SelfWealth for investing due to low brokerage costs. If you are interested in getting started with investing, I’m more than happy to discuss.
My current portfolio holdings. Going forwards, I’ll be aiming to prop up heavily the below 3 ETFs. My holding in Appen is a bit strange – about a year ago I was up 100+% and it was going well ever since I bought in 2018. It has recently plummeted and has remained low ever since. I’m not planning on selling and taking a loss – my plan is to hold for another few years and see how it goes. It’s only a relatively small portion of my portfolio and so I’m just letting it sit. This is the EXACT problem with having holdings in individual companies – you will always see very high volatility and something can happen that may tank the share price. Pretty stark contrast to my ETFs filled with thousands of companies in the one fund that has brought pretty awesome returns over the years.

ETHI – sustainability companies
NDQ – NASDAQ tech stocks
VAE – Asian companies
VTS – US companies

Grow House Deposit to $60,000Achieved

  • Completed in March 2022 (as shown in above net worth table).


Employ 5 Personal Trainers

  • During March, I found an awesome trainer who has joined the team and is now running multiple training sessions. I’ve also got one other trainer on the way and with that one soon I’ll be at 4 trainers.

Reach $20,000 in Revenue by 30 June 2022 and $40,000 by the End of 2022

  • In March, revenue was an insane $6,540! This was by far my biggest month – by about $4,000! I had recently brought on another trainer and started another 8 week challenge, so a lot of clients paid for new packages of sessions.
  • 2021-22 financial year revenue is now $15,501.
  • 2022 calendar year revenue is $10,076.
  • I’m definitely on track to complete my mid-year goal! See below for a quick summary.
March financials
Start of April! March was a crazy month – with that came a lot of expenses to staff wages and more advertising.

Complete a Minimum of 3 Training Courses to Gain New Skills and Improve Knoweldge

  • I am still about 95% through the Fundamentals of Kettlebell Level 1 and Level 2. Just need to finish it off by recording a video.
  • I’ve booked and started doing a Pelvic Floor Program run through MoveU.

Obtain 10 Testimonials from Clients

  • At the start of March, my total testimonials is at 4.
  • I have this goal in mind as I know how important reviews can be and how much that can influence whether someone chooses you from all the other business / services around the place.

Website and other social links

Do a Minimum of 5 30-Day Challenges

  • In March I finished my kettlebell challenge, and I’ve got a few in mind that I’d like to start soon.

Publish all Previous and 2022 30-Day Challenges on my Website and YouTube Channel.

  • No 30-day challenge videos or blog posts posted in March.
  • I have a huge backlog of videos and posts I want to make.
  • At this stage I’m really focused on completing all my tasks for my PT business, and after that I feel pretty done with everything and just want some time to relax haha. I definitely do want to get back into making videos but at the moment I’m quite happy focusing on my PT business.

Maintain a Minimum of 60% Average Viewer Retention for Each Video Published in 2022

  • No 30-day challenge videos posted for 2022.


Reach a Rating of 850 on Disc Golf Metrix and PDGA

  • At 1 April, my Metrix rating was 839, which was an increase of +8 points from March. I had a two events in March which propped up my rating. I’m getting so close to 850, and with a few more well played rounds I should be able to reach it.
  • My PDGA rating finally got increased to 843 after a tournament in February (+6). There is an upcoming event in March that is PDGA rated, so I’m looking forward to that and hopefully play at my level or just above.
Year to date rating. Gotta see that orange line increase just a bit more to 850 😀


Below are the experiences I would like to have during 2022. I’ll probably add to this list if I can think of anything interesting and new that I would like to do:

  • Go on a multi-day hike (nothing scheduled yet)
  • Go cycle touring (nothing scheduled yet)
  • Complete an obstacle course event (e.g., Spartan) – COMPLETE! In April, my partner and I completed the Spartan NSW Trifecta event – we did a 5km, 20 obstacle course and it was really good!
  • Attend a CrossFit class – COMPLETE! I’ve been doing CrossFit for a number of weeks now and I love it!
  • Attend a Jiu Jitsu class (nothing scheduled yet – a bit hesitant due to COVID)

That’s my update for April 2022. Some excellent increases and progress made towards my goals. There are definitely some areas that I can start working on as a few of them have really taken off and have almost met my goals.

Focus Areas for April:

  • Investing more into my ASX portfolio.
  • Gaining more clients and trainers for Nathan’s Mobile PT.
  • Start working on a video for Nathan Challenges Life.
  • Get in some practice for disc golf.

How have you been going with your goals? Do you review them regularly, have you written them down? This can all help bring them to the present and at the front of your focus.


5 thoughts on “2022 Goal Progress – April

  1. I am a high school kid with a summer job and a decent amount of money saved up and I was wondering what investments you would recommend for investing few thousand dollars? I am willing to take a bit of a risk as I really don’t have any use for the money and losing it would not be the end of the world. But I also don’t have a massive amount of time to devote to it…

    Liked by 1 person

    1. Hey, that’s awesome to hear! Having more time is the most important thing for investing.

      Investment options depend a little on where you live. I can’t really provide too much specific advice, but what I would say is look into finding low cost, diversified, exchange traded funds. These funds hold hundreds/thousands of companies. A good example is VDHG through Vanguard. These funds give you access to different countries and sectors. They are perfect for long term and stability. A portfolio with a mixture of different ETFs can realistically provide a 6-10% return per year. Compounded over a lot of years and your wealth will grow. There is also basically no way you would lose money.

      Liked by 1 person

        1. Essentially yes all held under the one fund. Poor performing companies also get swapped from the holdings so one company never brings down the rest. Have a read into exchange traded funds and have a look at the options available for you. Vanguard have quite a lot of good options for different counties like VTS (America), VAE (Asia), VAS (Australia). These can be bought easily through your investment platform in Canada. These will minimise your risk in the long term. Good luck, Reddit is also great for financial independence groups who discuss this stuff as well 👍

          Liked by 1 person

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